Serving Monroe, Owen, and Greene Counties

Bank On Bloomington

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Did you know that having a bank account is a key step to financial independence? And did you know that nearly 22% of people in our community either don't have a bank account or use high-interest products like pay day loans, check cashing, and pawn shops. On average, these individuals spend $1,000/year on fees.  

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Bank On Bloomington

Bank On Bloomington is a community collaboration to help residents access mainstream financial services and education. You can get more information about qualifying accounts at these participating institutions:

Residents who have never had a bank account or have had difficulties in the past are finding that many usual barriers have been reduced or eliminated. These can include minimum balance requirements, past unpaid overdraft charges, or lack of a U.S. driver's license or state-issued identification.

Having a bank or credit union account is important for many reasons:

  • It’s safe. Banks and credit unions keep your money safe from theft, fires, floods, and other natural disasters. Even if something happens to your bank or credit union, the federal government will make sure you get your money back (up to $250,000).
  • It’s convenient. Having an account helps you save time - you won't have to wait in long lines to cash checks and purchase money orders. You can direct deposit your paycheck, tax refund, and public assistance benefits. You can also pay your bills with your own checks or online.
  • It can save you money. Cash your checks and pay your bills without paying check-cashing fees or buying money orders.
  • It can help you build your financial future. Having a bank or credit union account may help you access other financial services in the future.  

Opening an Account

1) Find a participating bank that is convenient for you.

2) Ask about opening a Bank On Bloomington account. Our partner banks and credit unions have special products that are designed just for you.

3) Bring identification. You will need an Indiana ID or U.S. passport. Most banks and credit unions will also request a second form of ID. Since participating banks and credit unions have different policies, call them for specific requirements.

4) Learn how to manage your new account. Ask your bank or credit union about free classes and other opportunities to learn about account management, financial planning, and more. Bank on Bloomington also offers a free workshop.

5) Visit these financial stability resources to help you on the path to financial success.


Educational workshops

Education workshops are an important component of the Bank On program. Workshops give Bank On clients and any interested individual the resources and supports to successfully manage their new account and improve their financial life. These workshops go over basic checking account maintenance, budgeting, and financial goal setting.

Get on the Path to Financial Success! This free, interactive workshop will help you learn to manage a checking account, develop and maintain a budget, and identify and work towards your financial goals. This workshop is sponsored by Bank On Bloomington and the Financial Stability Alliance for South Central Indiana and provides Bank On Bloomington participants with a certificate of completion. This 90-minute workshop is now offered on demand. Service providers with interest in scheduling a session are encouraged to contact Amy Leyenbeck, Community Inititiatives Director, at amy (at) or (812) 334-8370 x 11.

Other Financial Education Opportunities

1) Free financial literacy workshop at Work One Bloomington. This workshop will discuss ways to find the money you need by looking in your pocket.  You can use the information presented to improve your knowledge of finances and get control over your financial future. For more information, contact Elaine Hubbard (812-335-6724).

2) Monroe County Public Library's It's Your Money: Talk to An Expert. Need unbiased financial advice? Try a free and confidential one-on-one sessions with a financial expert. Appointments are for 30 minutes. If you are an adult or older teen, visit to schedule an appointment.


Visit these additional financial stability resources to help you on the path to financial success.


Do you want to strengthen earnings in our community?

Please consider donating to the United Way Earnings Priority Fund. This fund helps hard working individuals and families get ahead by increasing their job skills and income potential, providing financial education, and building economic stability and independence.

Want to learn more about additional Earnings initiatives or the other building blocks for a good life -  Education and Essentials?

  • Born Learning
  • Financial Stability Alliance
  • Monroe Smart Start
  • Familywize Discount Prescription Card
  • Bank On Bloomington