Serving Monroe, Owen, and Greene Counties

Health Care Coverage

Open enrollment begins on November 1, 2018 and ends on December 15, 2018.

United Way of Monroe County is working with the community to help residents locate, review, and renew affordable health care and health care coverage options. Having health insurance is an important way to avoid a financial crisis and, under the Affordable Care Act (ACA), all U.S. residents are required to have health care coverage. This might include insurance you have through your employer or through the Federal Health Insurance Marketplace, Medicare, Medicaid, Healthy Indiana Plan (HIP), Hoosier Healthwise, or Children's Health Insurance Program (CHIP). Not having health coverage can result in a federal tax penalty.

Do you want to 'test drive' some options before registering? Explore the best plans available for your needs and your budget by visiting this Indiana Plan Explorer.

Volunteers in Medicine is available for community members not eligible for any of these plans.

Over the past several years, as part of the ACA Enrollment Committee's efforts to help people find the right health insurance coverage, United Way has worked to increase the Navigator capacity in Monroe County. These Navigators are state-certified citizens, trained to provide unbiased help enrolling residents in Marketplace coverage and state plans. 

To ensure everyone has an opportunity to speak with a Navigator about finding or renewing a plan, especially during the busiest enrollment times, United Way is working to host Navigators at outreach events throughout the community.

The Health Insurance Marketplace

How to Enroll

Are you ready to enroll? Go to to apply for coverage, see side-by-side comparisons of plans, and review prices. Then choose a plan that meets your medical needs and enroll. If you've had coverage through the Marketplace, take these steps to ensure you keep, or maybe improve, your plan for 2019. Call 1-800-318-2596, TTY: 1-855-889-4325 to start or finish an application, compare plans, enroll or ask a question.

Remember, open enrollment begins on November 1, 2018 and ends on December 15, 2018.



General Enrollment Information

Interested in learning more about the Marketplace, health care coverage options, and the enrollment process? These resources can help answer your questions.

Has Your Plan Changed?

United Way of Monroe County reminds you to take the time to check your plan for changes and updates prior to re-enrolling. Even if you are happy with your current plan, its availability may have changed.

If your plan has changed, or if you need assistance with renewing enrollment, state-certified Navigators are available to help. 

Navigator Assistance for Monroe County Residents

Indiana Navigators are certified by the state. They provide unbiased help to enroll residents in health care plans. There are several local resources that can guide you through the enrollment process, explain coverage options, talk with you about subsidies and tax credits that can lower your health care costs, answer questions, and help you enroll. Assistance from Navigators at these organizations is provided free of charge:

  • Monroe County Health Department: Call or e-mail Scott Stowers, Certified Health Insurance Navigator, at (812) 349-2075 or

You can also dial 2-1-1 or visit to learn how to apply, try a health insurance cost calculator, and get more local information.

Visit to find a certified Indiana Navigator near you. (Please note that not all certified Navigators on this list provide free services. Confirm that services are free before making an appointment.)

Other Health Care Options

 The FamilyWize Prescription Discount program, while not health care coverage, can reduce the cost of medicine for families and individuals with or without prescription drug coverage at participating local pharmacies. Follow this link for more information.

Some individuals are eligible for other types of government coverage. A Navigator can help you learn about these programs:

  • Indiana Medicaid:
    The Indiana Medicaid program offers several ways to get coverage, including "Traditional Medicaid." There are programs for people who are low income, have a disability, are pregnant, or have special medical needs. To see if you are eligible for any Indiana Medicaid program, visit
  • Medicare
    Medicare is a federal health insurance program for people 65 and older, and for eligible people who are under 65 and disabled. To see if you may qualify or to learn more about Medicare visit 10 Agency on Aging has SHIP (State Health Insurance Assistance Program) Counselors who specialize in Medicare. Call 812-876-3383 or visit
  • Volunteers in Medicine (VIM)
    VIM, located in Bloomington, provides free primary care, dental, and mental health services; treatment for acute and chronic conditions; and preventive health education for uninsured adults in Monroe and Owen counties meeting eligibility criteria. To see if you may qualify or to learn more about VIM visit


ACA Enrollment Committee

The ACA Enrollment Committee works to ensure everyone in our area has access to quality, affordable health coverage that works for them and their family. The committee includes representatives from United Way of Monroe County, the Monroe County Health Department, the City of Bloomington, IU Health Bloomington Hospital, insurance agencies, the South Central Community Action Program, and other community groups.

Would you like to help ensure our community members have their basic needs met?

Please consider donating to the United Way Essentials Priority Fund. This fund helps individuals and families meet basic needs with access to sufficient food, a stable place to live, low-cost health care, and the information and skills to manage crises.

Want to learn more about the other building blocks for a good life? Visit Education and Earnings to see how we are making an impact.


  • Born Learning
  • Financial Stability Alliance
  • Monroe Smart Start
  • Familywize Discount Prescription Card
  • Bank On Bloomington